Utah School Boards Risk Management Mutual Insurance Association (USBRMMIA) was formed to serve school districts. We focus on the day-to-day issues, from managing workers’ compensation claims to arranging managed care and return-to-work initiatives to providing consulting services. We also serve as a source of communication among other school districts.

The consistently rising cost of workers’ compensation continues to place an enormous burden on school districts. USBRMMIA believes that workers’ compensation claims costs can be managed and contained through a comprehensive, well-structured, and expertly-managed approach that includes clear communication with all parties involved, continuous monitoring and management of all issues that can affect the settlement and cost of a claim, and a constant focus on returning injured employees to work as quickly as possible.

USBRMMIA will investigate, establish, and monitor reserves and pay claims. We will identify claims where settlement may be a better option and, with your agreement, negotiate the settlement. We will also follow up when a third party may be responsible for your employee’s injury and pursue recovery of the payments we have made. Our team also reports claims to the excess carrier in compliance with their guidelines.

To accomplish this we do the following:

• Establish claims handling and reserve procedures consistent with industry best practices
• Comply with state laws and rules in reporting of and in administering benefits
• Provide ongoing consultation with districts on the complex or disputed claim
• Aid in administering District’s Designated Provider Programs
• Provide large claims review done by outside management consultants

Committee Meeting Minutes